1. Is this illegal?
Deliberately disabling access to essential services such as heat (especially during the winter months) and hot water may violate a landlord’s duty to provide a habitable living environment in a residential lease. In both Florida and Texas, landlords are generally required to maintain their properties in compliance with local building codes and the implied warranty of habitability. While the precise legality depends on the facts and any applicable lease provisions, such actions are typically inconsistent with a landlord’s legal obligations.2. Do landlords have to provide heat and hot water, from a legal standpoint?
Yes, landlords in Florida and Texas are required to provide essential services, including adequate heat and hot water, as part of their duty to ensure the premises remain habitable. For example, local building codes and state statutes imply that rental properties must be maintained in a condition that meets basic health and safety standards. Failure to meet these requirements can subject a landlord to legal liability and tenant claims for breach of the warranty of habitability.3. What should a tenant do in this situation?
A tenant should first document all instances where the heating and hot water were inadequate by saving correspondence, taking photographs, and noting dates and times of the incidents. Next, the tenant should notify the landlord in writing, clearly detailing the issues and requesting prompt corrective action while citing the relevant habitability standards. Be sure to conform exactly to the specific notice requirements identified in the lease. For example, if the landlord requires that notice be sent via certified mail to a specific address, the tenant should follow those instructions without deviation. It is important that the written notice be as specific as possible and culminate in a concrete demand for a particular resolution: do not leave the landlord guessing. This is important to establish good faith should the matter proceed to litigation in the future. If the problem persists without resolution, the tenant may wish to contact local code enforcement or consult with an attorney experienced in landlord–tenant law to explore further remedies.4. What are some other illegal landlord practices to monitor?
Landlords may engage in conduct that violates statutory and common law obligations, such as refusing necessary repairs or entering the premises without proper notice. Practices like unapproved rent increases, mismanagement of security deposits, imposition of excessive or early late fees, and retaliation against tenants who assert their rights are all potentially illegal. Tenants should remain informed about the specific legal protections available in their jurisdiction and document any conduct that appears to contravene these standards.5. Is it illegal for a landlord to refuse repairs?
Depending on the nature of the repair, yes, it is generally illegal for a landlord to refuse repairs that affect the habitability of a rental property. In Florida and Texas, the implied warranty of habitability obligates landlords to maintain essential services and repair conditions that could jeopardize the health and safety of tenants. Failure to perform necessary repairs may give rise to legal claims, including actions to withhold rent or seek damages.6. Is invasion of privacy illegal (for a landlord to come in without your permission, or without giving you proper notice)?
Unauthorized entry into a tenant’s dwelling is typically considered an invasion of privacy and is illegal unless the landlord provides proper notice or there is an emergency. In Florida, for example, landlords are usually required to provide at least 12 hours’ notice before entry, and Texas law offers similar protections. Tenants have a right to the quiet enjoyment of their home, and breaches of this right can result in legal liability for the landlord.7. Is raising rent arbitrarily and without advanced notice illegal?
It depends on the terms of the lease. In jurisdictions like Florida and Texas, rent increases must generally adhere to the terms set forth in the lease agreement and comply with any applicable statutory or local requirements.8. Are security deposit violations, and early or excessive late fees illegal?
Yes, both Florida and Texas have statutes that regulate the collection, management, and return of security deposits, as well as the imposition of late fees. Landlords who fail to comply with these statutory requirements—by, for instance, withholding deposits without proper justification or charging fees beyond legal limits—may be subject to legal action.9. Is it illegal to retaliate against tenants who file complaints?
Retaliatory actions by a landlord against a tenant who has exercised their legal rights, such as filing a complaint regarding habitability issues, are prohibited under both Florida and Texas law. Statutory protections exist to ensure that tenants can report problems without fear of eviction or other adverse consequences. Tenants who experience retaliation should document all incidents and seek legal advice to assert and protect their rights.10. How can you report a landlord’s illegal actions? (and is there a difference from state to state?)
Tenants can report illegal landlord actions to local housing authorities, building code enforcement agencies, or consumer protection offices, and the appropriate agency may differ between jurisdictions. For example, in Florida, a tenant might contact the Department of Agriculture and Consumer Services, while in Texas, the Texas Department of Housing and Community Affairs may be the appropriate agency. It is advisable for tenants to review local resources and guidelines, as reporting procedures and regulatory frameworks can vary by state.11. What happens if you need to file a lawsuit? What should you do?
If a lawsuit becomes necessary, the tenant should compile all relevant documentation—including written communications, photographs, repair requests, and records of any related expenses—to support their claim. Consulting with an attorney who specializes in landlord–tenant law is essential to assess the merits of the case and to ensure that all procedural requirements are met. An experienced attorney can guide the tenant through the litigation process and help pursue appropriate remedies, such as damages or injunctive relief.12. If someone is nervous to file a lawsuit or file a complaint against their landlord because they’re scared of retaliation, what would your advice be to that person?
I would advise the individual to meticulously document all interactions and incidents related to their complaint, as this documentation can be critical in protecting their rights. It is also wise to consult with an experienced attorney who can explain the legal protections in place—such as anti-retaliation statutes in both Florida and Texas—that safeguard tenants. Additionally, reaching out to tenant advocacy organizations can provide further support and reassurance throughout the process. Once such organization is the Dallas Eviction Advocacy Center in Dallas, Texas (https://www.dallaseac.org/).Next Steps
Use the buttons below to to set up a meeting. When addressing legal and tax matters, timing is critical; therefore, if you need assistance, it is important that you retain the services of a competent attorney as soon as possible. Should you choose to contact me, we will begin with an introductory conference—via phone—to discuss your situation. Then, should you choose to retain my services, I will prepare and deliver to you for your approval a formal representation agreement. Unless and until I receive the signed representation agreement returned by you, my firm will not have accepted any responsibility for your legal needs and will perform no work on your behalf. Please contact me today to get started.
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Attorney and CPA
/Meet Chad D. Cummings

I am an attorney and Certified Public Accountant serving clients throughout Florida and Texas.
Previously, I served in operations and finance with the world’s largest accounting firm (PricewaterhouseCoopers), airline (American Airlines), and bank (JPMorgan Chase & Co.). I have also created and advised a variety of start-up ventures.
I am a member of The Florida Bar and the State Bar of Texas, and I hold active CPA licensure in both of those jurisdictions.
I also hold undergraduate (B.B.A.) and graduate (M.S.) degrees in accounting and taxation, respectively, from one of the premier universities in Texas. I earned my Juris Doctor (J.D.) and Master of Laws (LL.M.) degrees from Florida law schools. I also hold a variety of other accounting, tax, and finance credentials which I apply in my law practice for the benefit of my clients.
My practice emphasizes, but is not limited to, the law as it intersects businesses and their owners. Clients appreciate the confluence of my business acumen from my career before law, my technical accounting and financial knowledge, and the legal insights and expertise I wield as an attorney. I live and work in Naples, Florida and represent clients throughout the great states of Florida and Texas.
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